Really appreciate all of the engagement on the survey Wednesday on where you keep your Emergency Funds.

If you are only using a regular bank that yields 0.00% you are missing out on $$$.

I compiled a thread of the best ideas and share some ways to implement them.

//THREAD// https://twitter.com/uncommonyield/status/1357027744417271809
The backbone to any emergency fund is a bank. Nothing is as liquid or as money in a savings or checking account.

My current favorite bank account is with M1 Finance. With the M+ membership you get 1% on your checking account AND 1% on the debit card. Pretty sweet.
Online “High” yield savings accounts are a great way to keep your money safe and get a small return, currently most are around 0.50%.

Like @DivCultivator, @BestInterest_JC and @finance_hipster I use @ally for my savings.
You are going to have a hard time finding better yield on cash than Crypto Lending. Stable coins are cryptocurrency that have a 1 to 1 relationship with the dollar. My two favorites are $GUSD and $USDC and my favorite places to keep them are on BlockFi and Celsius.
If you are new to cryptocurrency BlockFi is the way to go. You can send funds directly from your bank account and receive 8.6% on your dollars. Use my link and we both get $10 in #bitcoin https://blockfi.com/?ref=ed89a0d0  (aff)
You can follow @UncommonYield.
Tip: mention @twtextapp on a Twitter thread with the keyword “unroll” to get a link to it.

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