I know I’ve been beating this redlining and wealth gap drum for 20+ years but here is a GREAT cliffs notes version.

But don’t take @ambermruffin’s word for it. You should get references...

A thread https://twitter.com/ambermruffin/status/1355501013990428673
How homes in Black neighborhoods are undervalued by $156 billion https://www.theroot.com/if-you-want-to-understand-the-economics-of-institutiona-1830685273
If You Want to Understand the Economics of Institutional Racism, Read This

To properly understand white supremacy and institutional inequality, there is no need to study the Ku Klux Klan or ask why you can’t say the n-word. Racism has less to do with the hate in one’s heart...

https://www.theroot.com/if-you-want-to-understand-the-economics-of-institutiona-1830685273
Every major bank in the US has been sued for mortgage discrimination and a study that included every mortgage in America found that Banks charge higher interest rates to nonblack customers https://www.theroot.com/redlining-2-0-how-banks-block-black-homebuyers-1823083306
Redlining 2.0: How Banks Block Black Homebuyers

In April 2016, Rachelle Faroul, a 33-year-old black woman, applied for a mortgage loan. Even though she had a good credit score, a degree from Northwestern and a job making $60,000 a year teaching...

https://www.theroot.com/redlining-2-0-how-banks-block-black-homebuyers-1823083306
https://www.theroot.com/your-bank-is-a-white-supremacist-1827054992
Your Bank Is a White Supremacist

Lie. ... This is the first rule of talking about race. If you wish to discuss racism, the first thing you must learn is that you cannot call a thing exactly what it is. Even when you’re exposing the...

https://www.theroot.com/your-bank-is-a-white-supremacist-1827054992
Baltimore redlined areas in 1935 vs Baltimore Drug arrests in 2016
https://www.yesmagazine.org/issue/black-lives/2020/08/26/reparations-home-ownership/
The Great White Heist - YES! Magazine

Slavery is the usual argument for reparations. But there’s another reason.

https://www.yesmagazine.org/issue/black-lives/2020/08/26/reparations-home-ownership/
When she said Blacks and whites use illegal drugs at the same rate. That came from the National Survey on Drug Abuse and Health, which includes weed as an illegal drug.

Now that marijuana is legal in most states, experts think illegal drug use will skew white.
When she said Blacks and whites use illegal drugs at the same rate. That came from the National Survey on Drug Abuse and Health, which includes weed as an illegal drug.Now that marijuana is legal in most states, experts think illegal drug use will skew white.
When she said Blacks and whites use illegal drugs at the same rate. That came from the National Survey on Drug Abuse and Health, which includes weed as an illegal drug.Now that marijuana is legal in most states, experts think illegal drug use will skew white.
The average nonwhite school district gets $2,226 less per student https://edbuild.org/content/23-billion
23 Billion

Even after accounting for wealth disparities, the United States invests significantly more money to educate children in white communities.

https://edbuild.org/content/23-billion
https://www.theroot.com/redlining-the-origin-story-of-institutional-racism-1834308539
Redlining: The Origin Story of Institutional Racism

To understand racism in America, one must first disabuse themselves of the idea that race is a social construct—an idea that has been created and accepted by the people in a society.

https://www.theroot.com/redlining-the-origin-story-of-institutional-racism-1834308539
You can follow @michaelharriot.
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