Honest question is search of knowledgeable answers?

I understand Robin Hood needed urgent cash as t+2 settlement became immediate settlement in the market conditions to avoid issues at clearing house level.

People talk about RH potentially getting into solvency issues but 1/
how would that be possible as most of the retail money was long calls with limited risk and are on-side? They also got the cash needed for settling what they could and throttled the rest.

Could there be an issue with lent and not being able to get it back? Is that a non-issue?
Just trying to understand if there really are risks to RH but I don't really see it, outside of the urgent cash need which was filled. Different to customers failing to pay margins etc.

I understand the issues of others in the chain and there are potential big issues.

Thoughts?
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