I hate that capitalism is a game that we often lose but to those that have pulled their money out of Robinhood, look to see how you can diversify it.

The market is risky and clearly rigged so safer options may be the best thing right now.

1. You can put your money in a high yield savings account to accumulate interest.

2. Consider permanent life insurance. It has a wealth accumulating component that builds yearly, protecting you and your assets, and also pays dividends.

3. Mutual funds, index fund, and exchange traded funds are funds portfolios that are more conservative and less risky than individual stocks and bonds.

4. Commodities and property are always options as well. They come at a high cost but having something tangible like a home or gold can help.

Lastly, a financial plan that maps out your goals can help you decide what’s the next best step for your money. Clearly the system isn’t on our side so we have to use it to our advantage. Even if you don’t make any make any decisions currently, knowing the options available help.