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Thinking about getting into better spending habits this year? (But this year, for real?)
Here are a few ways you might find helpful!
Here are a few ways you might find helpful!
PIGGY BANKING 
It's a classic: sorting your money into separate amounts for specific purposes (like bills or groceries). Pots make this easy!
Also called: the Envelope Method
https://monzo.com/blog/2019/02/21/piggy-bank-saving
It's a classic: sorting your money into separate amounts for specific purposes (like bills or groceries). Pots make this easy!
Also called: the Envelope Method
https://monzo.com/blog/2019/02/21/piggy-bank-saving
50/20/30 BUDGETING 
In this very popular budgeting method you split your income three ways:
1. 50% goes on things you need
2. 30% on things you want
3. 20% on repaying debts and saving for the future. https://monzo.com/blog/2019/02/06/50-20-30-budgeting
In this very popular budgeting method you split your income three ways:
1. 50% goes on things you need
2. 30% on things you want
3. 20% on repaying debts and saving for the future. https://monzo.com/blog/2019/02/06/50-20-30-budgeting
ZERO SUM BUDGETING 
A very detailed approach to budgeting, where you account for every single pound you spend. The aim is to have zero leftover so it all gets put to use. https://monzo.com/blog/2019/02/06/zero-sum-budgeting
A very detailed approach to budgeting, where you account for every single pound you spend. The aim is to have zero leftover so it all gets put to use. https://monzo.com/blog/2019/02/06/zero-sum-budgeting
CREATING A BUDGET 
And if you'd just like the basics of how to practically write and use a budget, this blog post has you covered
https://monzo.com/blog/2019/01/18/how-to-budget
And if you'd just like the basics of how to practically write and use a budget, this blog post has you covered
https://monzo.com/blog/2019/01/18/how-to-budget
