Periodic reminder: 5 year median earnings for an NFL football player, are *lower* than the 5 year median earnings for a Silicon valley software engineer.

Plus, we get the same or better perks! And no guaranteed CTE https://twitter.com/mekkaokereke/status/1159473122732470273

If you sign a $3MM NFL contract, pay close attention to how much is guaranteed.

Get hurt? Don't get paid. Get cut? Don't get paid. In some cases, don't perform well enough? Don't get paid.

Median NFL career is under 3.3 years. NFL means Not For Long!

Khalil Davis is going to the Superbowl! How much did he make in 2020? How much was guaranteed? If he gets hurt in the Superbowl and cut next preseason, what will his 5-year earnings be?

https://overthecap.com/player/khalil-davis/8934/

Nice! Now do Javon Hagan!

https://overthecap.com/player/javon-hagan/9185/

Suppose you play football at Stanford, and graduate with a CS degree.

Congrats! You got drafted by the 49ers!

NFL preseason starts with 90 players. By regular season, all teams cut down to 53 players.

There's a good chance your whole NFL "career," is only a few months

Even if you beat all the odds and make the NFL 53 man roster (year after year!), and have a career longer than 3.3 years, and don't get injured... you're still not that far ahead of a highly paid software engineer.

Equity is a game changer.

https://blog.wealthfront.com/welcoming-san-francisco-49ers-wealthfront/

Next time you hear about an NFL player going broke after signing a multi-million dollar "contract," check how much of that contract they were actually paid!

"Contract" doesn't mean what most folks think it means. It's the *opportunity* to earn by gambling on no serious injuries.