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1/14
How high will the price of XRP go?
With the crypto bull run getting started, many XRP HODLers are dreaming of their future lambo potential. But just how high can the price of XRP get? Let's forecast.
A thread.
How high will the price of XRP go?
With the crypto bull run getting started, many XRP HODLers are dreaming of their future lambo potential. But just how high can the price of XRP get? Let's forecast.
A thread.
2/14 First, keep in mind I'm assuming all 100 billion XRP will be available for liquidity. They won't be. From investment holders to burned XRP fees or lost XRP from "boating accidents", 100% of the currency will never be available. So my price estimates are likely quite low.
3/14 
Ripple wants to conquer (using XRP) the cross-border payments market. That's a $20 trillion/year ($55 billion/day) market. To provide that kind of daily liquidity, the price of XRP would have to be $0.55. https://dailyhodl.com/2019/10/08/brad-garlinghouse-says-ripple-and-xrp-are-solving-a-20-trillion-problem-banks-dont-like-swift/
Ripple wants to conquer (using XRP) the cross-border payments market. That's a $20 trillion/year ($55 billion/day) market. To provide that kind of daily liquidity, the price of XRP would have to be $0.55. https://dailyhodl.com/2019/10/08/brad-garlinghouse-says-ripple-and-xrp-are-solving-a-20-trillion-problem-banks-dont-like-swift/
4/14 
Flare launches Q2 this year, bringing DeFi to XRP. DeFi is in its infancy, currently accounting for only $22.5 billion, but is growing very fast. If Flare/XRP capture $250 billion in DeFi (conservative), that raises the req'd price of XRP to $3.05. https://cryptobriefing.com/flare-airdrop-snapshot-ushers-in-ripples-defi-era/
Flare launches Q2 this year, bringing DeFi to XRP. DeFi is in its infancy, currently accounting for only $22.5 billion, but is growing very fast. If Flare/XRP capture $250 billion in DeFi (conservative), that raises the req'd price of XRP to $3.05. https://cryptobriefing.com/flare-airdrop-snapshot-ushers-in-ripples-defi-era/
5/14 
Discussing XRPL stablecoins, CTO of Ripple David Schwartz said, "XRP also can be leveraged to conduct complex transactions like foreign exchange (FX)." FX is $6.6 trillion/day. Adding this, XRP would need to be $69.05 to provide liquidity.
https://ripple.com/insights/issuing-stablecoins-on-the-xrp-ledger/
Discussing XRPL stablecoins, CTO of Ripple David Schwartz said, "XRP also can be leveraged to conduct complex transactions like foreign exchange (FX)." FX is $6.6 trillion/day. Adding this, XRP would need to be $69.05 to provide liquidity. https://ripple.com/insights/issuing-stablecoins-on-the-xrp-ledger/
6/14 
There's ~$35 trillion USD deposited in savings/checking accounts ($1.8 trillion cash). If banks use stablecoins/CBDCs built on XRPL, the price of XRP needed for liquidity skyrockets to $419.05 (including all other applications discussed). https://www.rankred.com/how-much-money-is-there-in-the-world/
There's ~$35 trillion USD deposited in savings/checking accounts ($1.8 trillion cash). If banks use stablecoins/CBDCs built on XRPL, the price of XRP needed for liquidity skyrockets to $419.05 (including all other applications discussed). https://www.rankred.com/how-much-money-is-there-in-the-world/
7/14 Money in the form of investments, derivatives, and cryptocurrencies exceeds $1.2 QUADRILLION. 
I won't even say how high the price of XRP would have to be in order to provide that kind of liquidity! 
Not to mention extreme scaling out, though XRPL can be super-scaled.
I won't even say how high the price of XRP would have to be in order to provide that kind of liquidity! Not to mention extreme scaling out, though XRPL can be super-scaled.
8/14 But seriously, a $400+ XRP? Will banks really use the XRPL to build their stablecoins/CBDCs so that this wonderful lambo-generating future comes to pass? Let's consider a few facts.
9/14 Fact #1: Ripple has over 300 financial institutions around the globe using RippleNet, including many large banks. Who do you think those banks will turn to when it's time to use blockchain and build out stablecoins?
