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A bit late on my new Year message but I didn't want to overshadow the other major events such as leaving the EU etc .
. So here go my tips for 20/21 .
1, if you are doing a job you hate jack it! life is far too short doing a job you despise. If you can walk away
. So here go my tips for 20/21 .1, if you are doing a job you hate jack it! life is far too short doing a job you despise. If you can walk away
now, hand in your notice Monday morning. If you cannot walk away now, plan to leave over the coming 6 months and set a date then GO!!.
2, If you are a credit /credit card junkie STOP IT!! debt manageable or not takes away choices. Get those debts cleared and live within your
2, If you are a credit /credit card junkie STOP IT!! debt manageable or not takes away choices. Get those debts cleared and live within your
to do that adopt the snowball challenge and get them all wiped out for a debt-free life.
3, Save up ÂŁ1k emergency fund for life's small emergencies and then save up 3/6 months expences. No excuse not to do this, again allows you choices, debt does not allow choices, but keeps you
3, Save up ÂŁ1k emergency fund for life's small emergencies and then save up 3/6 months expences. No excuse not to do this, again allows you choices, debt does not allow choices, but keeps you
a prisoner to the lender.
4, Live your life for yourself, not for another, How many muppets drive a flash car and go on flash holidays all on credit just to impress another? the other who is made up of two types the jealous and envious type who compete"tiresome folks "
4, Live your life for yourself, not for another, How many muppets drive a flash car and go on flash holidays all on credit just to impress another? the other who is made up of two types the jealous and envious type who compete"tiresome folks "
and those who live within their means have safety nets, money in the bank& choices for when things go bad, as we have seen this year,
5, Plan and plan everything from your spending, weeks to your holiday Don't do things in a rush
5, Plan and plan everything from your spending, weeks to your holiday Don't do things in a rush
unless it benefits you financially or healthwise.
6,If you smoke give it up, if you drink do it in moderation. If you are doing well, share that with others. Never compete financially or with possessions do it for you.
7, Acknowledge if you want more you need to work more, nobody
6,If you smoke give it up, if you drink do it in moderation. If you are doing well, share that with others. Never compete financially or with possessions do it for you.
7, Acknowledge if you want more you need to work more, nobody
got full financial security or job satisfaction from working a 37 hr week and taking 6 weeks holiday a year.
8 Put family first, AVOID the negative folks and those who have excuses after excuse as to why something cannot be done.
9, Speak your mind, don't allow yourself to be
8 Put family first, AVOID the negative folks and those who have excuses after excuse as to why something cannot be done.
9, Speak your mind, don't allow yourself to be
put down by others who need to do that to feel superior.
10, If you fail once try again and again and again and again eventually you will nail it.
Happy new year!!!!!!
10, If you fail once try again and again and again and again eventually you will nail it.
Happy new year!!!!!!
