Why are Protestant, saved-by-grace-and-not-by-works Christians so opposed to “handouts?”
“NO YOU CANT MONEY YOU DIDNT EARN! Now do you have a few minutes to hear about the unearned gift of eternal life through my Lord and savior Jesus Christ?”
The OP was meant largely as a frustrated rhetorical question, but based on the responses let me offer two thoughts.

First: It’s a pretty gross misapplication of scripture to use 2 Thessalonians 3:10 as justification for refusing to help people in need. https://thomaslhorrocks.com/2019/12/04/on-working-and-eating/
Second: We’ve got a big problem in white American Christianity of conflating charity with justice. Individual, congregational, and corporate charity are bandaids, not cures. Charity is not the solution to injustice, justice is.
Third, if you oppose “government handouts” because they “make people dependent on the giver,” but you’re still ok with individual or church charity, that might be evidence of paternalism and/or a savior complex.
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