Read on Twitter
Ok, we've got it. I've created a 32-take bracket to find 2020's worst personal finance take/advice. I've broken them out into categories, with two match-ups per category. Four categories were particularly emphasized by *gestures wildly* 2020 while four are more generic. https://twitter.com/MattLaneWrites/status/1343548997982629889
Pandemic Specials:
Use this time to achieve your biggest goals (Shakespeare wrote King Lear during a pandemic, what are you doing with your time?)
vs.
The best stimulus is a job
Use this time to achieve your biggest goals (Shakespeare wrote King Lear during a pandemic, what are you doing with your time?)
vs.
The best stimulus is a job
Pandemic Specials:
It's a great time to start a side hustle
vs.
Invest and grow your stimulus check
It's a great time to start a side hustle
vs.
Invest and grow your stimulus check
COVID Advice from PF People:
COVID is fake/No worse than the flu/Plandemic/Masks don't work
vs.
Canceling in-person parties is just living in fear
COVID is fake/No worse than the flu/Plandemic/Masks don't work
vs.
Canceling in-person parties is just living in fear
COVID Advice from PF People:
Salads, barbells, and biking will stop COVID
vs.
Quarantine the elderly and open everything
Salads, barbells, and biking will stop COVID
vs.
Quarantine the elderly and open everything
Poorly Timed Advice:
Don't keep more than 3 months' spending in cash
vs.
Loan forgiveness hurts people who already paid off their loans
Don't keep more than 3 months' spending in cash
vs.
Loan forgiveness hurts people who already paid off their loans
Poorly Timed Advice:
This is one of the best years for housing affordability
vs.
Being unhealthy is a choice
This is one of the best years for housing affordability
vs.
Being unhealthy is a choice
Sounds About White:
Privilege isn't real
vs.
The free market will solve the wealth gap
Privilege isn't real
vs.
The free market will solve the wealth gap
Sounds About White:
Diversity initiatives are racist against white people
vs.
Black Americans are less wealthy because of "culture"
Diversity initiatives are racist against white people
vs.
Black Americans are less wealthy because of "culture"
The Classics:
Renting is throwing money away
vs.
Invest in Bitcoin
Renting is throwing money away
vs.
Invest in Bitcoin
The Classics:
No more than $1,000 emergency fund until all debts are paid off
vs.
Acknowledging systemic problems means having a victim mentality
No more than $1,000 emergency fund until all debts are paid off
vs.
Acknowledging systemic problems means having a victim mentality
Family Life:
Marry young so you can find a virgin 10 without baggage
vs.
100% joint accounts are the only option for a "real" marriage
Marry young so you can find a virgin 10 without baggage
vs.
100% joint accounts are the only option for a "real" marriage
Family Life:
Sending kids to daycare means other people are raising your kids
vs.
Millennials need to have more babies
Sending kids to daycare means other people are raising your kids
vs.
Millennials need to have more babies
No Fun Allowed:
If you have Christmas money, invest instead of buying a PS5
vs.
If in debt, you shouldn't see the inside of a restaurant unless you work there
If you have Christmas money, invest instead of buying a PS5
vs.
If in debt, you shouldn't see the inside of a restaurant unless you work there
No Fun Allowed:
Nobody should have sex unless they have at least $1,000 in savings
vs.
Video games are only acceptable if you stream your playing and monetize it
Nobody should have sex unless they have at least $1,000 in savings
vs.
Video games are only acceptable if you stream your playing and monetize it
Cliches:
Invest in yourself! (By buying my Gumroad course.)
vs.
If I can do it, anyone can!
Invest in yourself! (By buying my Gumroad course.)
vs.
If I can do it, anyone can!
Cliches:
Debt is slavery/indentured servitude/sharecropping
vs.
Poverty is just a mindset
Debt is slavery/indentured servitude/sharecropping
vs.
Poverty is just a mindset
