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What you need to know about zapping people's money when their phones gets stolen.
USSD is one easy step to make transfers & purchase call vouchers without necessarily having a bank app. It's usually a 3-4 number keys that starts with * and end #(Eg *123#).
Cc: @DrJoeAbah
THREAD
USSD is one easy step to make transfers & purchase call vouchers without necessarily having a bank app. It's usually a 3-4 number keys that starts with * and end #(Eg *123#).
Cc: @DrJoeAbah
THREAD
These codes act as a command while your password (pin) is the executioner. Most Nigerian banks don't request pins to recharge a 'self' account. So what these 'hoodlums'(The ones that hijacked #EndSARS 
) do is key in the USSD of different banks for self recharge on the phone, &
) do is key in the USSD of different banks for self recharge on the phone, &
see which one works. This unravels the bank the owner operates & also reveals the account balance of the phone owner. 90% of smartphone users get bank alerts on their smartphones.
Lesson:
Bank found
Account Balance known.
The low grade hoodlums end up recharging the
Lesson:
Bank found
Account Balance known
.The low grade hoodlums end up recharging the
Phone untill the account is zero, then they discard, some go further by calling/texting contacts & solicit for cash in any form that pleases them.
The high grade hoodlums go further to ransack your emails. 98% of smartphone users link their emails to their smartphones.
The high grade hoodlums go further to ransack your emails. 98% of smartphone users link their emails to their smartphones.
"This is the interesting part". Now your bank is known, they can easily search for key words in your email (usually your bank name), get informations they need( bank emails, your app password reset links etc). With this, a request of 'forgotten password' can be initiated,
text of confirmation will be sent to your phone( the idiot is still with your phone), he attends to the request & that's it, you are turned to a pauper in a blink.
"I KNOW I HAVE HOODLUMS THAT FOLLOW ME TOO, AND WILL WANT TO PERFECT THEIR NEFARIOUS ACTS. BE WARNED & FEAR GOD"
"I KNOW I HAVE HOODLUMS THAT FOLLOW ME TOO, AND WILL WANT TO PERFECT THEIR NEFARIOUS ACTS. BE WARNED & FEAR GOD"
SOLUTIONS:
(1) Lock your phones with more than one security.
(2) Activate Sim Lock on your phones.
(3) Get an app that hides folders ( mails, bank apps, etc)
(4) Don't save your BVN on your phone, if U must do, save it with 'Mama Nkechi'.
(5) Wipe your alerts from your phone.
(1) Lock your phones with more than one security.
(2) Activate Sim Lock on your phones.
(3) Get an app that hides folders ( mails, bank apps, etc)
(4) Don't save your BVN on your phone, if U must do, save it with 'Mama Nkechi'.
(5) Wipe your alerts from your phone.