This was me last year.

Carefully budgeted...to have $50 in the bank by the end of 2019.

Bought family new iPhones, Earpods, and gifts they truly deserved.

Had just enough for paying Property Taxes, 🏡 & 🚘 insurance...

Then felt defeated...

//THREAD// https://twitter.com/RealFrugalMogul/status/1342580985909694465
Everything was planned out.

Traded in old phones and flipped so many things to earn that money.

Legit, everything was researched and the best prices were gotten.

Negotiated down property taxes for the year, got an agent to find the best quotes for 🏡 & 🚘 insurance.

/2
Literally, saved $1000s from all the #negotiating and saved $$ for those gifts.

Really shooting for that "saving 15% or more on..." 🤣

/3
Felt amazing to gift everyone something they deserved.

Family means everything!

/4
But paying off those bills and watching everything saved throughout the year go out the window...hurt.

Seeing a balance of $50 felt like getting stabbed in the chest.

/5
That's when I realized I was doing it wrong.

I should've used everything I saved to buy assets.

Make my dollars work for me...

/6
That's when I discovered FIRE 🔥

Financial Independence, Retire Early.

It changed my life.

/7
Found so many communities on FB & Twitter.

Started learning about mindset and retirement from pro's like

@naval
@ramit
@JLCollinsNH
@theRealKiyosaki

/8
Had the courage to start a blog & YT Channel on #PersonalFinance and life after being inspired by so many:

@fimechanic
@Frugal_Asian
@financialsamura
@AliAbdaal
@nloper
@AdamMGrant
@HowIBuiltThis
@guyraz
@AffordAnything
@PatFlynn

/9
And got our priorities straight:

Family
Health
Education
Wealth (not Riches, but TIME)
Community

/11
Now about to close out 2020 with a BANG! 💥

So thanks if you made it to the end.

Remember that you can do it.

It all starts with you.

But there's a community waiting with open arms to help push you up.

/12
You can follow @NguyeningWithUS.
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