Don't buy into your fears over #XRP and @Ripple price. The biggest banking institute in Europe, Santander, is using Ripple technology as "One Pay FX" to get instant payments in lieu of SWIFT with a 3-fold gain in customer transactions.
Why is that important? Well if you look at the SEC filing for the $1.8 billion USD lawsuit on securities fraud, it's actually nothing more than a speeding ticket in the world of banking - the European banks using "One Pay FX" use it in market worth annually $500 billion per bank
With Ripple what you are seeing is NOT another cryptocurrency, it's the instant straight-through messaging transaction system of the future ALREADY HERE and being utilized by the biggest players in Europes banking sector - Spain. Spain has a history of being "first" in that area.
Ripple, for all intents and purposes, will be the technology that powers a $trillion dollar market for instantaneous cross-border payments, the CTO of Santander here explains how they use the technology ALREADY for millions of its customers.
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