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How to fully fund your IRA next year ($6K)
$6K/yr breaks down to:
$500/month
$115.38/week
$16.44/day
10 saving tips to start next year on right foot.
//THREAD//
$6K/yr breaks down to:
$500/month
$115.38/week
$16.44/day
10 saving tips to start next year on right foot.
//THREAD//
Saver tip # 1:
• find your automatic subscriptions.
If you aren’t using the service, cut it.
Saver tip #2:
• cut your grocery bill.
Make a list and only buy what’s on it. Resist the urge to impulse buy.
• find your automatic subscriptions.
If you aren’t using the service, cut it.
Saver tip #2:
• cut your grocery bill.
Make a list and only buy what’s on it. Resist the urge to impulse buy.
Saver tip #3:
• buy generic
Most things you can buy the generic brand of.
Example: Clothing, shoes, meds, food.
Skip on the brand and you’ll have more in your wallet.
Saver tip #4
• cut the cord.
Got cable or sat TV? Dump it and get ATT Now, Hulu, Sling TV instead.
• buy generic
Most things you can buy the generic brand of.
Example: Clothing, shoes, meds, food.
Skip on the brand and you’ll have more in your wallet.
Saver tip #4
• cut the cord.
Got cable or sat TV? Dump it and get ATT Now, Hulu, Sling TV instead.
Saver tip #5
• have ATT, Verizon, Tmobile cell phone?
Switch to a carrier that uses the same towers as the big brands but you pay a fraction of the price
Examples: Cricket, MetroPCS, Total Wireless
• have ATT, Verizon, Tmobile cell phone?
Switch to a carrier that uses the same towers as the big brands but you pay a fraction of the price
Examples: Cricket, MetroPCS, Total Wireless
Saver tip #6
• shop your
insurance
If the last time you shopped car insurance was when you bought your car, you are likely throwing
away.
No need to wait till renewal time, this can be done ANY TIME!
Saver tip #7:
• shop your
insurance
Same rules apply as ins
• shop your
insurance If the last time you shopped car insurance was when you bought your car, you are likely throwing
away.No need to wait till renewal time, this can be done ANY TIME!
Saver tip #7:
• shop your
insurance Same rules apply as
ins
Saver tip #8:
• bring your own lunch to work. Saving one $10 meal a week saves $520 in a year
Saver tip #9
• Interested in reading more? Don’t buy, get a library card
With a library card you can check out digital copies of your favorite books and audiobooks.
• bring your own lunch to work. Saving one $10 meal a week saves $520 in a year
Saver tip #9
• Interested in reading more? Don’t buy, get a library card
With a library card you can check out digital copies of your favorite books and audiobooks.
Saver tip # 10:
• sell what’s collecting dust in your
.
Open an eBay account and sell online or hold a garage sale.
Not only will you make money, you’ll declutter as well.
• sell what’s collecting dust in your
. Open an eBay account and sell online or hold a garage sale.
Not only will you make money, you’ll declutter as well.
