If you had a good year in the market, now would be a great time to grab a generous stack of cash from the bank and a box or two of “Thank You” cards.

Then spend the time between now and New Year’s looking for opportunities to “thank” those who didn’t have it so good.

Especially those on the front lines. Medical professionals and first responders of course, but also the barista, the supermarket checker, the postman, the small business owners and all the others who can’t work virtually and kept things going during the darkest times.

Be relentless in sharing the wealth if you can. Any amount will help but give until it starts to hurt. Not only will you help someone financially but you’ll remind them that despite our vast differences we’re all human beings who should care for and respect each other.