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If you’re shocked by Dave Ramsey hosting a Christmas party with no masks — and now you’re saying something like, “This makes me rethink following him” — I need you to investigate deeper.
This is one of many examples where he refuses to acknowledge systemic oppression + safety.
This is one of many examples where he refuses to acknowledge systemic oppression + safety.
1. Here is his hiring process, where you must show your personal budget because "broke and desperate people do not make good team members."
Your spouse must also interview with you. (There is no written protocol on what happens if you aren't married.) https://www.daveramsey.com/blog/6-steps-to-a-good-hire
Your spouse must also interview with you. (There is no written protocol on what happens if you aren't married.) https://www.daveramsey.com/blog/6-steps-to-a-good-hire
2. He says a credit score is a "I love debt score." Not only is this harmful advice, it disproportionally affects BIPOC and others who rely on a credit score to increase their financial well-being. https://www.daveramsey.com/blog/living-without-credit-score
3. There has been multiple reports that men and women are not allowed to be in elevators alone with each other at Ramsey Solutions, and a former employee alleges she was fired because she was pregnant. https://www.tennessean.com/story/news/local/williamson/2020/07/21/ramsey-solutions-lawsuit-caitlin-oconnor-franklin-tn/5482489002/
4. There are countless episodes of his podcast, where he tells folks to forgo college (to stay debt-free.) Not only is this advice potentially harmful for someone's livelihood and may limit their economic progress, this also holds BIPOC back from building generational wealth.
5. He says "If you're working to pay off debt, you should not see the inside of a restaurant unless you're working there." (Don't even get me started on this one.) https://www.daveramsey.com/askdave/saving/living-without-eating-out
6. In his work, there is an overall lack of acknowledge of systemic oppression, and a focus on the bootstraps approach. If you're poor, you just didn't work hard enough.
Dave Ramsey is the diet pill of personal finance.
He makes you feel shame about your choices, and then offers you the solution: his products.
If you consume his content, I ask you to consider if you share the same values.
He makes you feel shame about your choices, and then offers you the solution: his products.
If you consume his content, I ask you to consider if you share the same values.
