#Delaware v #Wyoming provides an interesting contrast between two monopoly states (WY was one in 2020). WY maximized subsidies, Delaware does not but is a #GoldRush state. Let's look at how vastly different enrollment patterns occur...
The key is that consumers in WY have way more incentive to get richer benefits and select them. Less people are "stuck" in silver over paying. DE has a strong market compared to the nation but with a monopoly it could do the following with the https://axenehp.com/acas-silver-bulletin/
Free Bronze is waiting their maximization. Wonder why this hasn't occurred. But it begs the question for all interested in the ACA...should consumers subsidize CSR benefits or the federal govt? If the rules indicate the feds should then why make consumers?
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