The 5 largest retail mortgage lenders only issued 17.3% of all retail mortgages in 2019, a MASSIVE shift from 2009, when the top 5 retail mortgage originators issued 62.4% of all retail mortgages

$RKT client recapture rate is 4.6x higher compared to the industry average.

$RKT ‘s INSANELY high client recapture rate + highly fragmented mortgage market + consumer shift from traditional banks + target audience of millennials (tech savvy, app loving, convenience driven) + proprietary tech to scale = 25% of mortgage market by 2030.

And are only talking about $RKT mortgage - not it’s other companies like Nexsys who sells proprietary tech to brokers, Rock connections who sells sales data analytics b2b, their expansion into Canada via Lendesk and Edison, and RKT homes who will only steal market share from $Z

Oh and I almost forget it’s ambition to acquire other #Fintech companies as it further diversifies its portfolio.

Stay long $RKT not $GHIV