>> Have Goals.
Imagine them.
Write them down.
Stick them on your fridge.
Remind yourself of them regularly.
This is your life's vision in physical form.
It is much harder to get off track if you're reminded of your goals every day.
Imagine them.
Write them down.
Stick them on your fridge.
Remind yourself of them regularly.
This is your life's vision in physical form.
It is much harder to get off track if you're reminded of your goals every day.
>> Have An Investment Strategy.
You're going to get in trouble if you don't know what you want to invest in, or even how to invest. Period.
Do your own research.
Write a strategy.
Keep it simple.
Stick to it.
Win.
You're going to get in trouble if you don't know what you want to invest in, or even how to invest. Period.
Do your own research.
Write a strategy.
Keep it simple.
Stick to it.
Win.
>> Use ONE Bank Account.
This is obvious, but most don't get it.
ALL of your income and ALL of your expenses should be entering and exiting from ONE account.
Make one point-of-contact for your financial transactions so you don't lose track of your money.
Easy.
This is obvious, but most don't get it.
ALL of your income and ALL of your expenses should be entering and exiting from ONE account.
Make one point-of-contact for your financial transactions so you don't lose track of your money.
Easy.
>> Focus on Value.
Stop spending money willy-nilly on crap because you THINK you need it.
Trust me. You don't.
Spend where it provides you with the MOST VALUE-per-dollar.
Cut out extra, undisciplined spending.
Save and invest more money.
Stop spending money willy-nilly on crap because you THINK you need it.
Trust me. You don't.
Spend where it provides you with the MOST VALUE-per-dollar.
Cut out extra, undisciplined spending.
Save and invest more money.
>> Declutter.
When you spend just to spend, you end up with a lot of stuff you don't use.
Do yourself a BIG favour: Inventory your entire house once a year, minimum.
Sell. Donate. Junk ANYTHING you haven't had a use for.
You'll be surprised how little you actually need.
When you spend just to spend, you end up with a lot of stuff you don't use.
Do yourself a BIG favour: Inventory your entire house once a year, minimum.
Sell. Donate. Junk ANYTHING you haven't had a use for.
You'll be surprised how little you actually need.
>> Downsize.
When you realize you don't actually use a lot of the stuff you own, you can probably downsize your living accommodations.
- Less housing
- Less stress
- Less debt
- Less time spent on cleaning/maintenance
- More time and money saved
When you realize you don't actually use a lot of the stuff you own, you can probably downsize your living accommodations.
- Less housing
- Less stress
- Less debt
- Less time spent on cleaning/maintenance
- More time and money saved
>> Embrace Downtime.
You're going to clutter your mind and your days if you believe you have to hustle 24/7.
Only losers hustle 24/7.
And in fact, you don't have to hustle at all.
Going from a 9-5 to a 5-9 is exhausting.
That 5-9 should be downtime to recharge.
You're going to clutter your mind and your days if you believe you have to hustle 24/7.
Only losers hustle 24/7.
And in fact, you don't have to hustle at all.
Going from a 9-5 to a 5-9 is exhausting.
That 5-9 should be downtime to recharge.
>> Stop Comparing Yourself to Others.
Chances are HIGH that your family and neighbours are idiots with their money.
So, why are THEY your benchmark?
Compare yourself to yesterday's you.
Is there improvement?
No? Keep working.
Yes? Great!! Keep working.
Ignore the Joneses.
Chances are HIGH that your family and neighbours are idiots with their money.
So, why are THEY your benchmark?
Compare yourself to yesterday's you.
Is there improvement?
No? Keep working.
Yes? Great!! Keep working.
Ignore the Joneses.