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So, basically we are allowed to withdraw RM10k from EPF 1.
Ramai gak melawak kata nak beli PS5 etc.
Jokes aside, here's what you should (well, actually up to you) do:
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Ramai gak melawak kata nak beli PS5 etc.
Jokes aside, here's what you should (well, actually up to you) do:
1/6
1. Pay all monthly committments in advance. Especially those constant amount. Like Wifi, Phone bills, insurance Takaful, even bills. Pay the ave monthly amount. All these, pay upfront for as far ahead as you can. A year would be good enough.
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2/6
2. For things that you have set budget but spend timely, like groceries, etc, put the annual amount for it in an easy access savings/investment vehicle like ASB or Premier account or any other acc of your choosing.
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3. For those who are fortunate enough not to be up to your neck for survival but can still (or want to) withdraw, put that money in a higher return investment. It can be moveable or immoveable.
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4. For those who really want to use it, at least spend on things you really need to. That broken phone, upgrading your pc/laptop so that you can start that online business, use as start up capital for side business. Or service, repair etc your car.
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In short, don't just haphazardly use that money as if we're suddenly rich.
That was supposed to be our future money. The least we can do is not waste it.
RT/QT allowed. Not copy pasting.
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That was supposed to be our future money. The least we can do is not waste it.
RT/QT allowed. Not copy pasting.
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