The student debt moratorium expires Dec 31. @JoeBiden gets inaugurated Jan 20. This means we might be facing a 3 week gap before Biden can #CancelStudentDebt

Here is a *zero-risk* way to protect yourself. Change the due date with your servicer to the 28th of the month
The process will look a little bit different depending on which servicer you have. Call them if you can't figure it out.
Here's how you would do that if your servicer is Great Lakes
Here is how to do this if your servicer is Navient
Here is how to do this if your servicer is Nelnet
MOHELA makes you call them to change your due date. You can call at 888-866-4352
Here is how to change your due date if your servicer is Cornerstone https://mycornerstoneloan.org/due-date-changes/
If your servicer is Granite State they don't have any info about how to change your due date, but you still have the right to choose any date you want between the 1st & 28th. Call them:
https://www.gsmr.org/Contact-Us 
Same with OSLA, you have to call them to change your due date:
https://public.osla.org/Contact.aspx?I=4
Same with ECSI, you have to call them to change your due date:
https://efpls.ed.gov/bwr/contacts.html
You can follow @StrikeDebt.
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