1. It might be a shock but I don’t think CBDC are a thing. They are a product of The Great Reset.

In a Level Playing Field money will become asset backed replacing Fiat. With On Demand Liquidity as the eXchange Rate Peg. All countries prosper without a world reserve currency.
2. As a Canadian who uses TAP and Apple Pay, I can tell you money is already digital in our system. It just needs a boost in settlement time to speed up.

Plus money itself needs a boost in value and one that can’t be printed to zero.
3. To change financial systems on a world of newly woke people. Trust will be a force to reckon with.

Introducing CBDC is a trust issue. If hundreds of these pop up, the chance for manipulation is huge. We just have to look no further than Tether for that lesson.
4. Using tap debt cards and payment via phones is tech that’s already used around the world with no CBDC, trust is there.

The trust is there getting people to buy and bank with their phones.

People will always trust cash and will still be available.
5. If money maintains value, trust will still be there. That’s the soul job of each country, to create and keep value in its currency.

In a banking app, people will get confused seeing USD & a USDD (US Digital Dollar). There only needs to be one listed as there is only one US$
6. A Level Playing Field will not and should not change the life of people much. Introducing a tap option along side the use of cash is safe.

Buying via tap, the settlement of money will be just like paying cash. Instant payment for the seller. No waiting days for settlement.
7. To the average person, using a new decentralized currency for on demand liquidity will be the biggest change but the fact that all Countries will soon agree upon it shows it’s a fair and equal solution for a SWIFT and USD replacement.
8. People, companies & countries will quickly see the effects of real-time settlement. The velocity of money will move & change the world.

Money will no longer sit in hidden bank accounts in creepy banks, it will all move onto the Internet of value where tokenized assets sit.
9. Tokenization of other global financial instruments will speed up & remove rigging from the system. Having all markets open 24/7/365 is needed to keep the on demand liquidity moving.

Once it gets its value, the worlds people can all self bank, hold, & send money effortlessly.
11. The point of this transition is that it’s seamless & simple. The rails are built, companies, bank tellers and people just keep doing what the doing. No change is required for the world. Just some behind the scenes magic & the worlds new asset back cash will stream like data.
12. The Level Playing Field and Internet Of Value will break us free from bankers, middle men and useless fees. A value based system will bring wealth to the world, not take it.
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