The future of computer-assisted financial decentralization is every person holding thousands of different currencies that all look the same to them; they are presented in their "wallet" interface as a single number, whose unit is some global convention for financial value.
When you transfer financial value to another wallet, your local wallet agent does all of the conversions and settlements for you, transparently. The interface displays conversion losses and has parameters for acceptable time delays and slippage.
It really does not matter which tokens get transferred in a value transfer. They are all considered the same thing, and not discrete "investments" like "token holding" is today.
The individual currencies are issued by different social organizations and movements, cooperative enterprises, communities, and other forms of real socioeconomic agents, as opposed to the usual parasitic class of militarized and legalized middlemen that people are exploited by.
The "plankton" of that ecosystem of currencies are unconditional currencies: tokens that simply track people's personhood. That is the first layer of currency types. They model the end goal of any financial system: to feed everyone, to empower everyone.
Thus, Crypto UBI is the basis of our collectivist project. The healthy basis of collectivism and the goal of any collective organization is the benefit of the individual body, which is what is real and fragile, and to which collectives serve.
Thus every indivual's "purse" of economic rights is supplied by an infinitude of prosocial, value-generating and value-tracking constructs. Some of the wallet comes from being unconditionally a person (the individualistic libertarian/anarchic component).
Other parts of the wallet's quantity/valuation comes from the person being a member in a cooperative. Some of it will come from legacy hierarchical/capitalistic involvements.
But what this computer-assisted user agent is doing can be seen simply as managing each person's money, and making sure they earn it unconditionally, as well as facilitating the communication and negotiation between multiple grassroots, value-generating ventures.
And value-generating communities, or families, or cities, or companies, or co-ops, or tribes, or individuals, or whatever else. And thus the legitimacy of "printing money" (seigniorage) is fully decentralized. Anyone can declare the "inches" to which they can measure their value.
But again, the basis of this is UBI. UBI is the lifeblood, the bootstrapping mechanism and the backbone component of that value web. The value-tracking tokens (really, legal documents that implement economic human rights) in these wallets will come exclusively from "Crypto UBI."
The UBI money is what enables people to become money creators. This recognition of the individual's human right to money is what allows them the socioeconomic latitude to venture to declare their own conditional currencies, which then join the UBI currencies in the wallet.
And that's how you end up with more currencies than you can count, all "decentralized", i.e. managed by thousands upon thousands of independent organizations. But that can act as a single system of collective value representation and transfer.
This is what a true next-generation "financial" / monetary paradigm looks like. This is what earns the name of a paradigmatic shift.

It does away completely with notions like "central banks" or "inflation". It solves the distribution problem of the earlier forms of currency.
Notice how simple currency systems like "Gold" (which e.g. ETH tries to modernize) are very elegant, in that they have no central authority and no movable "policy" parameters, but the tradeoff is that they are terminally non-distributable. Some asshole hoards all of it.
It would be great if a thing like ETH or Gold could be a planetary standard for value, because it is a very simple and elegant solution. But it sucks. The "gold" paradigm has sucked since it was discovered and all it caused was hierarchical societies, violence and war.
An attempt at compromise is what we consider "modern" money today -- managed central-bank currencies. They are wrapped into inflation parameters and taxation systems. That are captured by the hoarders in the end, and stop working. That's when the central bank is purchased.
What I have described in this thread is a next-generation artifact that completely does away with things like gold and ETH as being these things that "everyone must use." Instead, everyone can be the creator of a shard of the value-measuring mass. Everyone does seigniorage.
That is what the new, democratic, decentralized, anarchic, bottom-up paradigm for a high-tech currency system is. That is what I have seen.
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