Really interesting thread. Some trends for no: deposit building time lost on the OE; having kids; ... Divorce. Outside housing the best way to financially cripple yourself is divorce. Takes a lifetime to catch up. https://twitter.com/CateOwen/status/1325685375914840064
Separate TLfor @CateOwen . The ‘opportunity cost’ of the traditional Kiwi Big OE is interesting. I’d save a bit of money after Uni and was going to do the OE but it never happened as I ‘fell’ into a job, then got married, etc. Kind of glad now, as we got the house 1/2
Which made saving compulsory (repaying mortgage) then a life time of saving - imagine being able to put away you rent each week. No kids helped enormously also. The fly in the ointment is we’d just started to travel ... but Covid.
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