Read on Twitter
ways to build credit history and increase your score (thread)
we're in a pandemic so I wanted to make sure I put y'all on to Kikoff where you can build credit history for free.
They give you $12 dollars and every month you payback $1 dollar. The payments are reported to all 3 credit bureaus every month.
https://kikoff.com/
They give you $12 dollars and every month you payback $1 dollar. The payments are reported to all 3 credit bureaus every month.
https://kikoff.com/
$12 is a small amount but what credit bureaus look for is payments made on time, not the amount being paid.
Self is also a great credit builder. They have a minimum plan of $25 per month and report to credit bureaus every month. After 24 months you've built credit history and they give you $525.00 back.
my credit score went up 91 points using Self in three months.
https://self.inc/refer/18280830 here is a link to sign up.
https://self.inc/refer/18280830 here is a link to sign up.
Credit Strong is also another reliable credit builder I use. You can pay as little as $15 dollars per month and they report to all credit bureaus monthly. https://www.creditstrong.com/?utm_medium=cpc&utm_source=adwords&utm_campaign=1643940380&utm_content=319155226959_m_&utm_term=credit%20strong&gclid=CjwKCAiA-f78BRBbEiwATKRRBHm91dN23x8QNWqjuuvf69cegYZtHf1Dz7YcI87ubGbb7VcJra9lQhoCUAwQAvD_BwE
If you have no credit history or bad credit, you should definitely get yourself a secured credit card if you can. There are different security deposits depending on the card you apply for. It will help your score trust me.
I have a $15 dollar plan with credit strong and a $35 plan with self. I also got myself a secured credit card and that’s how my credit score improved immensely lol.
