Abundant Personal Finance mindset & plan
Stop worrying about expenses
Plan investments & Earn better
- Automate investment
-Work on the side hustle
-Pursue that consulting client
-Get a raise at your job
Remember we earn to live a better life
Not to bulk up the bank balance
Stop worrying about expenses
Plan investments & Earn better
- Automate investment
-Work on the side hustle
-Pursue that consulting client
-Get a raise at your job
Remember we earn to live a better life
Not to bulk up the bank balance
Spend on things that give you joy.
You don't need to save every rupee that you earn.
- Drink artisan coffee, buy the gadget that fascinates you
- Go on vacations, with your partner, your family
- Travel well, stay in luxurious places
- Eat amazing food
- Get a personal trainer
You don't need to save every rupee that you earn.
- Drink artisan coffee, buy the gadget that fascinates you
- Go on vacations, with your partner, your family
- Travel well, stay in luxurious places
- Eat amazing food
- Get a personal trainer
Bifurcate spendings as
-Essentials
-Things that matter to you
Spend as necessary on essentials. Those are things that you need but are indifferent about
Aim to go for the best on things that matter to you.
Go big and go that extra mile on that.
A basic plan on how to do it...
-Essentials
-Things that matter to you
Spend as necessary on essentials. Those are things that you need but are indifferent about
Aim to go for the best on things that matter to you.
Go big and go that extra mile on that.
A basic plan on how to do it...
Basic plan (order of priority)
1. Clear off debt
1. Build emergency fund
2. Get insurance
3. Retirement
4. Invest separately for long term goals & short term goals
5. Spend the rest when & where you want to
Use the money to make life better that's what it is supposed to do.
1. Clear off debt
1. Build emergency fund
2. Get insurance
3. Retirement
4. Invest separately for long term goals & short term goals
5. Spend the rest when & where you want to
Use the money to make life better that's what it is supposed to do.