What am I missing here? Series X costs $499. Game Pass Ultimate costs $14.99/month. $499 / 24 = $20.79.

$20.79 + $14.99 = $35.78

Xbox All Access for a Series X is $34.99/month for 24 months.

How is this deal possible? You're basically paying zero interest for TWO years. https://twitter.com/Xbox/status/1303682131680358400
Imagine borrowing $500 for two years. How much interest would you be charged? Credit cards charge around 16%/month right now. $500 * 16% = $80.

But that doesn't take into account compound interest (paying interest on the interest) or a finance fee that most lenders charge.
So Xbox All Access is loaning you $500 for 24 months without any upfront payments, costs, fees, or interest. In the finance world, they call that "free money."
Another thing to add to the calculation that should not be overlooked:

EA Play costs $30 per year on each platform.

$60 (Xbox) + $60 (PC) = $120 for two years.

Since EA Play (Xbox AND PC) will be included in Game Pass Ultimate, you're getting even more bang for your buck.
The numbers get crazier for the $299 Series S.

$299 / 24 months = $12.46 per month
GPU = $14.99 per month
$12.46 + $14.99 = $27.45

But Xbox All Access is only $24.99 per month.

It's actually CHEAPER to go with All Access for the Series S + GPU instead of buying outright.
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