@HorsemenPod here’s my solution. 3 tiers and then the top 10 FCS schools go into tier 3. Ranking is from the SP+

Tier 1
Tier 2
Tier 3
If you are the bottom 5 of Tier 1 you get relegated to Tier 2. Bottom 5 of Tier 2 to Tier 3. Top 5 move up.

FCS stay in tier 3 unless they win the tier 3 championship.
You can follow @PWagon60.
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