To all the players out of contract like myself. Take this time to get on top of your finances and find a way to become financially stable if your football income ceases. Saving or investing may be all you need to do. During the season when you’re getting paid, everything is great

but be mindful of how and where you spend your money. Especially If a club doesn’t pay you 52 weeks or your contract is up at the end of the season. Bear that in mind when you feel like buying something that isn’t essential.

I’m no Warren Buffet but I hate seeing footballers fall into the trap of short term financial thinking. Easier said then done but those bills won’t stop just because your money has. Putting away as little as £100pcm can go a long way during the off season. Just my 2 pence