Here’s a thread of why our health insurance here is trash:

I’m 23, married and still on my parents health insurance. They pay BCBS about $3,000/mo. Both my parents are CPAs. We are very lucky. 2 type 1s in the family. Again: we are insured. They are employed.

My endocrinologist wrote me a prescription for 22 vials (to last me the year bc COVID and I’m moving). My health insurance has restricted me to 1 vial per 20 days since January. 1 vial. Per 20 days. Insulin lispro generic. $50 copay every time.

I’ve been going back and forth with my endo, telling her sometimes I use 1.5 vials per month because of my cycle, illness or some days I just eat more (like a normal human being). She has been trying to get my total daily dose to my insurance for weeks.

My insurance will not/have not acknowledged that my total daily dose has been increased by my doctor in order for me to be able to pick up more at once. What does this lead to? Well, rationing! This is how it happens folks!

Rationing doesn’t just happen when someone can’t afford any insulin at all. It also happens when you’re being SCAMMED BY AMERICAN HEALTH INSURANCE and forced on a strict 1vial per 20 day regimen, and CANNOT MESS THAT UP.

And rationing isn’t just when you have high blood sugars. Rationing can also be a strategy that you use in order to “stretch out your insulin” until your next refill. THIS IS NOT NORMAL. No one on the planet should be “making their insulin last” until next refill.

End of story, I’m lucky enough that my mom has offered to send me money to buy insulin lispro generic out of pocket. Because I can’t do this anymore or deal with the anxiety. So today I’m paying around $200 total for my copay + a 23yo drug. AND IM CONSIDERED LUCKY.

Oh sorry and might I add — this is new as of 2020. In 2019 I was able to pick up at least 2 or 3 at a time. I do not remember ever feeling this way or being worried until this year.