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I’m going to be real with y’all. I lived paycheck to paycheck 95% of my adult life.
I’d get paid on Fri & not have a cent to my name come Mon.
Literally living on a prayer, M-Th.
One time after work, I stopped at Sonic before my 3hr night class to get a cup of water.
I’m going to be real with y’all. I lived paycheck to paycheck 95% of my adult life.
I’d get paid on Fri & not have a cent to my name come Mon.
Literally living on a prayer, M-Th.
One time after work, I stopped at Sonic before my 3hr night class to get a cup of water.
I was on the phone with my Momma when I realized I didn’t even have the $.56 to pay for it.
She knew I was struggling but I never let her know how bad it’d gotten.
I’ll NEVER forget the pain in her voice when I told her I didn’t have $.56 for a cup of water.
Fifty. Six. Cents
She knew I was struggling but I never let her know how bad it’d gotten.
I’ll NEVER forget the pain in her voice when I told her I didn’t have $.56 for a cup of water.
Fifty. Six. Cents
I can’t tell you HOW many times I told God I’d get it together if he’d let me make it..just 1 more time.
But if there’s 1 thing I’ve learned, it’s this:
If you don’t learn the lesson life is trying to teach you, the lesson will repeat until you do.
& that’s exactly what it did
But if there’s 1 thing I’ve learned, it’s this:
If you don’t learn the lesson life is trying to teach you, the lesson will repeat until you do.
& that’s exactly what it did
Every time my income increased, so did my expenses.
& I was right back where I started - living paycheck to paycheck & hoping for a prayer.
The lesson looked a little different each time, but it was always the same.
& I was right back where I started - living paycheck to paycheck & hoping for a prayer.
The lesson looked a little different each time, but it was always the same.
It wasn’t until I was on the verge of homelessness (for the 2nd time) that I finally learned the lesson life was trying to teach me all those years.
No one was coming to save me. No one.
If I wanted saving, I had to save myself.
And that’s exactly what I did.
No one was coming to save me. No one.
If I wanted saving, I had to save myself.
And that’s exactly what I did.
The 1st thing I did was create a budget & it literally changed my life.
It became crystal clear, income wasn’t the issue.
My spending habits were.
I buckled down, focused more on my needs & less on my wants, & finally saved my first $1,000.
It became crystal clear, income wasn’t the issue.
My spending habits were.
I buckled down, focused more on my needs & less on my wants, & finally saved my first $1,000.
That $1,000 was my saving grace.
For the first time in my life, I had a cushion I could fall back on in case of a real life emergency.
And for the first time in my life, I was finally able to break free of living paycheck to paycheck.
A budget saved my life.
For the first time in my life, I had a cushion I could fall back on in case of a real life emergency.
And for the first time in my life, I was finally able to break free of living paycheck to paycheck.
A budget saved my life.
If it can help me, it can help you.
Here are two FREE budgeting apps, you can start using TODAY.
@EveryDollar @mint
If you need help or advice, my DMs are ALWAYS open.
“It always seems impossible until it’s done.” - Nelson Mandela
Here are two FREE budgeting apps, you can start using TODAY.
@EveryDollar @mint
If you need help or advice, my DMs are ALWAYS open.
“It always seems impossible until it’s done.” - Nelson Mandela
