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Alex Johnson
AlexH_Johnson
@healthbjk does a wonderful job summarizing my prior thread on BaaS in terms of network builders vs. on-ramp style API providers and also accurately points out that on-ramp providers can
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An important distinction in banking-as-a-service (BaaS) is between the product itself and the way that the product is consumed.https://twitter.com/julieverhage/status/1340742782751805442 Fintech startups in BaaS are, universally, awesome at
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Credit card: one product for two very different customer segments.Transactor- uses CC as a safer & more rewarding payment tool. Doesn’t pay interest or most fees.Revolver- uses CC as a
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So I finally tried Affirm (to pay for a pair of glasses from Warby Parker).First #BNPL experience and honestly, it just left me with more questions.Particularly in anticipation of Affirm’s
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Tech companies drive our economy. For better or worse.If we want more better and less worse then we need tech companies to effectively balance the pursuit of profit with the
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